The Psychology of Money: How Emotions Affect Your Financial Decisions

The Emotional Landscape of MoneyMoney is often seen purely as a transactional tool, yet its influence extends deeply into our emotions and psyche. From childhood experiences to societal pressures, the way we perceive and handle money is often shaped by feelings rather than logic. For many, money evokes a broad spectrum of emotions, such as … Read more

Understanding Credit Scores: Unlocking the Secrets to Financial Health

What is a Credit Score and Why Does it Matter?At its core, a credit score is a numerical representation of your creditworthiness, reflecting your ability to repay borrowed money. Typically ranging from 300 to 850, this three-digit number is calculated based on your credit history, which includes factors like payment history, credit utilization, length of … Read more

Reimagining Retirement: It’s Time for Your Future “Third Act”

Reimagining Retirement: It's Time for Your Future "Third Act"

Cultivate health and wellness: Prioritize physical and mental health. (Photo by Javier … [+] Campos/NurPhoto via Getty Images) Only Photo via Getty Images There is a retirement crisis in America. Less than half of today’s workforce is confident they will have enough money to ever stop working. Meanwhile, forty-nine percent of Americans 55 – 66 … Read more

Required Minimum Distributions (RMD) Basics: RMD Age and Required Start Date (RBD)

Required Minimum Distributions (RMD) Basics: RMD Age and Required Start Date (RBD)

As the workforce ages, and many federal employees are currently retiring—with many employees retiring within the next five to 10 years—questions about required minimum distributions (RMDs) are becoming prevalent. In the first of four columns discussing RMDs, this column discusses the age of the RMD and the required beginning date (RBD). SEE ALSO: Relationship between … Read more

WealthManagement.com announces the 2024 ‘Wealthies’ finalists

Wealthies Awards Wealth Management Industry Awards

For the tenth year this September, WealthManagement.com will honor the best companies, people and organizations that support the success of financial advisors at the industry’s annual awards, known as The Wealthies. This year’s winners, chosen by an independent panel of judges from among 287 finalists, will be announced in September. 5 at a black-tie gala … Read more

This sleepy North Carolina Hamlet holds the #1 secret to stretching retirement funds

This Sleepy Hamlet In North Carolina Holds The #1 Secret To Stretching Retirement Funds

This sleepy North Carolina Hamlet holds the #1 secret to stretching retirement funds Choosing where to settle down in your golden years is an important decision that a staggering 4.1 million Americans will make in the coming years. The US certainly isn’t lacking when it comes to desirable places to retire, but a sleepy village … Read more

Little known Social Security payment of $4,200 – you must meet these requirements

Social Security payment

There is a little known Social security payment $4,200 that Americans may qualify if they meet certain special requirements. Due to the war between Russia and Ukraine, inflation has increased significantly, especially for essential products such as cooking oil and general oil-related products, as evidenced by gas prices. For this reason, the federal government will … Read more

Little known Social Security payment of $4,200 – you must meet these requirements

Social Security payment

There is a little known Social security payment $4,200 that Americans may qualify if they meet certain special requirements. Due to the war between Russia and Ukraine, inflation has increased significantly, especially for essential products such as cooking oil and general oil-related products, as evidenced by gas prices. For this reason, the federal government will … Read more